Savings accounts are accounts that comply with the Islamic Sharia, in which the client (money owner) shares the profits with the bank (speculator / Mudareb), which invests the deposited money in ways compliant with Islamic Sharia. Profits are distributed between the client and the bank based on the profit rate announced by the bank at the end of every six months, per the Sharia-approved Mudaraba Contract.

An account that is available to any competent person seeking to save and manage his money. Basic banking services are provided to the owners of these accounts.