Mr. Hafiz holds a master’s degree in Islamic finance, with distinction, from An-Najah National University and a bachelor’s degree in economics and Islamic Banking, also with distinction, from Yarmouk University, Jordan.

Prior to joining Safa Bank, he served as an Internal Shariah Supervision and Audit Officer at several Islamic banks. He holds a number of internationally recognized professional qualifications in Islamic finance and Shariah governance, including the Certified Shariah Adviser and Auditor (CSAA) issued by the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), the Certified Islamic Shariah Supervisory Auditor (CISSA) issued by the General Council for Islamic Banks and Financial Institutions (CIBAFI), and the Certified Islamic Banker qualification awarded by the Islamic Banking and Finance Institute Malaysia (IBFIM).